$0‑Down Solar Financing: GoodLeap, Sungage & Home Run Financing
We make going solar simple and affordable for Denver homeowners. Compare trusted lenders, low‑APR terms, and flexible options—all tailored to your Xcel Energy bill and goals.
How Solar Financing Works
Most homeowners choose a fixed‑rate solar loan with $0 down and a monthly payment designed to be offset by electric bill savings. You own the system, capture incentives like the 30% Federal Investment Tax Credit (ITC), and build long‑term home value. We partner with GoodLeap, Sungage, and Home Run Financing to match you with the best fit based on credit, term length, and cash‑flow goals.
$0‑Down Solar Financing: GoodLeap, Sungage & Home Run Financing
We make going solar simple and affordable for Denver homeowners. Compare trusted lenders, low‑APR terms, and flexible options—all tailored to your Xcel Energy bill and goals.
How Solar Financing Works
Most homeowners choose a fixed‑rate solar loan with $0 down and a monthly payment designed to be offset by electric bill savings. You own the system, capture incentives like the 30% Federal Investment Tax Credit (ITC), and build long‑term home value. We partner with GoodLeap, Sungage, and Home Run Financing to match you with the best fit based on credit, term length, and cash‑flow goals.
GoodLeap
GoodLeap offers a wide range of solar‑specific loan programs with flexible terms and digital approvals. Their platform is designed for fast funding and a simple homeowner experience.
- $0‑down options with competitive fixed rates
- Flexible term lengths to optimize monthly savings
- Streamlined e‑signature and quick decisions
Great for homeowners who want speed, flexibility, and a smooth digital process.
Sungage Financial
Sungage focuses exclusively on residential solar loans with homeowner‑friendly terms and transparent structures. Their programs are built to maximize the value of the 30% ITC and deliver predictable payments.
- Purpose‑built solar loans with clear terms
- Options to align payments with your tax credit timing
- Responsive support and easy account management
Ideal if you value clarity, solar‑first expertise, and long‑term predictability.
Home Run Financing
Home Run Financing provides home improvement and solar financing with flexible underwriting and a variety of structures to meet unique project needs—great for pairing solar with roofs, batteries, or electrical upgrades.
- $0‑down options for solar and related upgrades
- Multiple term choices to fine‑tune cash flow
- Designed to support bundled home projects
A strong pick when your solar project includes additional home improvements.
Compare Solar Loan Options
We’ll recommend programs based on your goals. Below is a general comparison to help you frame the options.
Feature | GoodLeap | Sungage | Home Run Financing |
|---|---|---|---|
Down Payment | $0‑down options available | $0‑down options available | $0‑down options available |
Loan Focus | Solar‑specific consumer loans | Solar‑only, homeowner‑centric | Solar + home improvement |
Term Flexibility | Wide range of terms to target lowest payment | Structured for predictable long‑term savings | Flexible terms that pair with upgrades |
ITC Alignment | Programs that accommodate tax credit timing | Built to maximize 30% ITC benefits | Supports ITC and bundled projects |
Best For | Fast approvals & digital experience | Simple, transparent solar loans | Projects combining solar + home work |
Compare Solar Loan Options
We’ll recommend programs based on your goals. Below is a general comparison to help you frame the options.
Feature | GoodLeap | Sungage | Home Run Financing |
|---|---|---|---|
Down Payment | $0‑down options available | $0‑down options available | $0‑down options available |
Loan Focus | Solar‑specific consumer loans | Solar‑only, homeowner‑centric | Solar + home improvement |
Term Flexibility | Wide range of terms to target lowest payment | Structured for predictable long‑term savings | Flexible terms that pair with upgrades |
ITC Alignment | Programs that accommodate tax credit timing | Built to maximize 30% ITC benefits | Supports ITC and bundled projects |
Best For | Fast approvals & digital experience | Simple, transparent solar loans | Projects combining solar + home work |
How to Qualify (Simple Steps)
- Quick pre‑qual: Soft credit check through our secure portal.
- Choose your plan: We compare terms from all three lenders for best fit.
- E‑sign: Approve your loan docs digitally—fast and easy.
- Install: We schedule your solar (and storage/EV) install.
Most approvals are same‑day. You can pay extra or pay off early any time without penalty.
Stack Incentives for Maximum Savings
- 30% Federal Solar ITC reduces your project cost
- Xcel Energy programs and local rebates (when available)
- $0‑down financing to start saving sooner
We’ll show your total cost, monthly payment, and payback—side by side.
How to Qualify (Simple Steps)
- Quick pre‑qual: Soft credit check through our secure portal.
- Choose your plan: We compare terms from all three lenders for best fit.
- E‑sign: Approve your loan docs digitally—fast and easy.
- Install: We schedule your solar (and storage/EV) install.
Most approvals are same‑day. You can pay extra or pay off early any time without penalty.
Stack Incentives for Maximum Savings
- 30% Federal Solar ITC reduces your project cost
- Xcel Energy programs and local rebates (when available)
- $0‑down financing to start saving sooner
We’ll show your total cost, monthly payment, and payback—side by side.
Solar Financing FAQs
Yes. Many Denver homeowners qualify for $0‑down solar loans that keep upfront costs low and make monthly payments predictable.
Solar Financing FAQs
Yes. Many Denver homeowners qualify for $0‑down solar loans that keep upfront costs low and make monthly payments predictable.